With banks tightening up on lending requirements, it has become increasingly difficult to secure traditional financing for a home purchase. Many people have enough cash for a down payment, earn enough income to justify the home they want to buy, and STILL get turned down by banks for financing. A multitude of scenarios can cause you to be turned down for a traditional mortgage currently such as:
* Past Credit Issues/Credit Report Problems
* Reducing income for tax purposes for 1099s/self-employed
* Many other issues that the banks do not understand/empathize with (Lack of compassion towards personal circumstances)
It is not fair for a bank to keep you from taking the next step in your life and purchasing a home when you are ready and able. Owner financing, also known as seller finance, offers THE solution for home ownership now! Because banks have become so strict on their lending requirements, owner finance/seller finance has become a more frequently used financing option for purchasing a home over the past several years. Owner financed homes allow a multitude of people who would otherwise be forced to rent indefinitely become home owners now!
At the Dillingham Team of Keller Williams Realty, we have made it our priority to become your owner finance expert and help you own the home of your dreams now!
**Over 200 Homes available now offering owner finance from under $100k to over $2.2m! We have them all!**
(Sometimes, we have other homes other than what has been listed here that will consider owner financing with the right terms.)
We only deal with TRUE OWNER FINANCE (SELLER FINANCE), no rent-to-owns!!
* YOU will become the OWNER of the home immediately upon closing (and the deed and title will be transferred into your name and insured)
* Your down payment is an actual down payment (not a fee), which is immediate equity in the home
BECAUSE NO BANKS ARE INVOLVED, WE CAN CLOSE IN AS LITTLE AS 6 DAYS IF NECESSARY ON AN OWNER FINANCE, AND CLOSING COSTS ARE SIGNIFICANTLY LESS THAN TRADITIONAL FINANCING!
Our commitment to getting people into the homes they deserve hits us at the most personal level. Our family, due to employment classification changes, could not get traditional financing on our previous home purchase, and we owner financed our own home. Thanks to owner financing, we were able to own our dream home at a time when the bank told us "no", and we look forward to helping you own yours as well!
If you would like to speak with us personally for more information about the owner finance process or the owner financed homes available, please just fill out the short form below. The more details you can provide us with, the better we can assist you from the beginning. We would love to speak with you about everything and start you on the road to home ownership through owner financing now!